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Obtaining flood insurance for a data center in a flood zone

Independent DR expert Paul Kirvan discusses steps to take when investigating flood insurance options for a data center located in a flood zone.

Our data center is in a flood zone, and I've heard it is hard to get flood insurance if you are within a flood zone. Is this true? Do you know of any insurance providers that will cover us?

In the aftermath of Hurricane Katrina and the severe flooding that resulted, the Federal Emergency Management Agency (FEMA) started improving flood zone maps as the first step toward improving flood risk identification and obtaining flood insurance. 

The National Flood Insurance Program (NFIP) oversees flood zone maps, which can be located in your local community's Flood Hazard Boundary Map or Flood Insurance Rate Map. FloodSmart.gov provides information about obtaining flood insurance for commercial properties and the importance of knowing your flood zone. 

Data on your flood zone will help identify the risk of flooding in your area, and that will impact your ability to obtain flood coverage.

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